Does Insurance Cover Dental Implants?

Dental implants can help restore the health of your smile and your oral hygiene. However, they can also be very expensive. This makes it important to understand how insurance coverage works before making a purchase. Luckily, there are several ways to find the best plans for your needs.

Dental insurance policies vary from one person to the next. A plan may cover a percentage of the cost of implants, but it will depend on the type of dental plan you choose. In order to get the best deal, you’ll want to compare coverage and deductibles. Fortunately, you can easily do this online.

The most comprehensive dental insurance policy will provide a certain amount of coverage for all kinds of preventive care. These include checkups, cleanings, and fillings. If you are looking for major treatments, such as implants, you can save up to 50% with a major dental plan. You can also find cheaper options, such as dentures or partials.

When shopping for dental implant insurance, you should compare deductibles and monthly payments. You should also look into special perks and extra services. For example, some plans will pay for a CT scan. You can also consider getting a flexible spending account to pay for your implant treatment.

You should also consider whether your dental insurance company is in-network. A PPO allows you to see any dentist, while a dental HMO limits you to dentists in the network. If your policy is not in-network, you may have to pay more. Ginger Scoggins Dentistry If your dentist recommends a procedure that is not covered by your insurance, you may have to pay out-of-pocket.

Your coverage will also depend on the types of implant treatment you need. Some patients require bone grafting. Depending on your needs, you may have to pay for the grafting separately.

Other aspects of dental implant coverage include your consultation, the actual procedure, and the cost of the implants. The latter is generally considered to be the most important part of the process. Before you decide on an implant, you should talk with your doctor to determine the best plan for your needs. Ideally, you should compare different plans to find a plan that will fit your budget.

If you don’t have dental insurance, you can still get reimbursed through a health reimbursement program. If you don’t have the money to pay for the implant right away, you can ask your dentist if you can use a flexible spending account or financing. You may also be able to get reimbursement through your employer’s benefits or through a health reimbursement arrangement.

Some companies will even cover the initial consultation. In addition, there may be a few extra procedures that you may need before you can have an implant placed. These will be discussed during the initial consultation.

The best dental implant plan will have a variety of benefits. You’ll also want to look for a policy that provides a good reputation. You may need to meet with an insurance agent or research a company’s reviews before you decide to buy a plan.